Universal Life Insurance

*Significantly increased premiums are necessary to renew the policy after the level premium period. Premiums will increase on an annual basis after the level period, and the policy is renewable up to age 95. Like most insurance policies, MetLife's policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife Representative. All product guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. All product guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company Guaranteed Level Term is issued by MetLife Insurance Company USA on policy form #5E-23-12(except in NY) and by Metropolitan Life Insurance Company on policy form #1E-23-12-NY(NY only). MetLife Term Life Insurance is issued by MetLife Insurance Company USA, Charlotte, NC 28277 on policy form #5E-23-12 (except in NY) and by Metropolitan Life Insurance Company, New York, NY 10166, - on policy form #1E-23-12-NY (NY only). Simplified Issue Term Life Policy is issued by MetLife Insurance Company USA, Charlotte, NC 28277 on policy form # 5E-26-13 (except in NY), and by Metropolitan Life Insurance Company, New York, NY 10166 on policy form # 1E-26-13-NY (NY only). Met of CT YRT3 is issued by MetLife Insurance Company USA, Charlotte, NC 28277. GenAm One-Year Term is issued by General American Life Insurance Company, St. Louis, MO 63128. NEF YRT4 is issued by New England Life Insurance Company, Boston, MA 02111. MLIC One-Year Level Term Life is issued by Metropolitan Life Insurance Company, New York, NY 10166. MetLife One Year Term is issued by MetLife Insurance Company USA , Charlotte NC 28277 (except in NY) and by Metropolitan Life Insurance Company, New York, NY 10166 (NY only). All are MetLife companies.